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Largest Brazilian payment network
brings tokenisation expertise to the
carbon credit market
BLOCKCHAIN-POWERED PLATFORM BRINGS But what is the connection between the carbon
TRACEABILITY, GOVERNANCE AND SECURITY FROM credit market and a credit card network? The
THE ISSUANCE OF CARBON CREDITS TO THE FINAL answer lies in the similarities between the two
REGISTRATION OF OFFSETS. sectors’ processes. A payment network’s core role
is to connect buyers and sellers, organising all the
Brazil is establishing itself as one of the global players in a complex ecosystem with both security
leaders in the carbon credit market. With over 60% and credibility.
of its territory covered by native vegetation, the
country approved Law 15.042/2024 in November Founded in 2011 focusing on debit and credit cards,
2024, which created the Brazilian Emissions Elo has in recent years expanded its role as a
Trading System (SBCE), regulating the national payment technology company into other areas,
carbon credit market. According to a McKinsey including tokenisation. Noting the lack of a player
report, Brazil holds 15% of the global potential in capable of validating the credentials of the entire
this sector by 2030. transactional process in a carbon credit trade, Elo
began developing a solution to bring its extensive
However, despite its promising outlook, the market expertise into this sector. It’s worth noting that the
faces numerous challenges, such as fraud, lack company processes an average of over 4 billion
of traceability, greenwashing and fragmentation. card transactions every year, making it one of
In light of these challenges, Elo, the largest 100% Brazil’s leading payment networks.
Brazilian payment network, saw an opportunity to
help transform the sector. This led to the creation of Elo Eco, a digital platform
that uses blockchain to ensure traceability,
governance and security from the issuance of
carbon credits to the final registration of offsets.
Elo acts as an intermediary in the trading of credits
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