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further 10 events generated an additional BRL 31 Distribution Channels: Extending protection to
billion in losses. These figures reinforce the need to more people is essential for strengthening society’s
foster a culture of insurance as a tool capable of resilience. Bradesco Expresso operates through
helping society adapt to and protect itself against 39,441 banking agents spread across 5,550
current and future climate challenges. municipalities, reaching 99.65% of the country.
Combined with the work of insurance brokers, this
Building More Resilient and Protected Regions structure helps to broaden access to information
Creating more resilient regions depends on and protection. In 2026, 597 insurance brokers
integrated action between governments, were trained to connect extreme weather events
businesses, academia and society. In this context, to the available insurance solutions before, during
insurance has become an important tool for and after situations of vulnerability.
adaptation, helping to bridge the protection
gap through prevention, a diversified portfolio Building a more resilient society requires
of solutions, and the expansion of distribution reliable information, solutions that are aligned
channels. with emerging risks, and channels capable of
expanding access to protection. The insurance
Prevention: The sector can act as an active sector plays a strategic role in strengthening
partner in anticipating and managing risks. At regions’ capacity to adapt and supporting a more
Grupo Bradesco Seguros, initiatives such as resilient future.
the “Our Climate, Your Health” guide highlight
how climate change impacts health and www.bradescoseguros.com.br/clientes
provide practical prevention guidance. Likewise,
campaigns targeting customers in the motor
and home insurance sectors help to disseminate
preventive information during periods of
heightened climate vulnerability.

Portfolio of Solutions: Addressing climate-related
challenges requires the continuous development
Strengthening
of solutions tailored to emerging risks. Among the
insurance awareness is one
initiatives undertaken by Grupo Bradesco Seguros,
of the most effective strategies
the following stand out:
for building communities that are
• Climate Event Coverage, which resulted in BRL resilient to the impacts of climate
70.93 million in claims payments related to change. Through prevention, the
flooding. development of solutions tailored to
emerging risks, and the expansion
• Weather Monitoring and Special Response of channels providing access to
Operations, supported by more than 48 climate
protection, the insurance sector can
bulletins issued in 2025 to assist responses to
help to reduce the protection gap
five monitored extreme weather events. When
and support a society that is
activated, the operation provides policyholders
better prepared to face
with rapid assistance, guidance and dedicated
extreme events.
support.
• Telemedicine, which complements these efforts
by expanding access to healthcare, particularly
in remote regions or situations where local
infrastructure has been affected.

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